Hi Everyone,
When renting an apartment, it will affect your credit if you break the lease, get evicted, or you do the rental application and the apartment complex pulls your credit which does affect the credit score because of showing up as a hard inquiry for 2 years. Majority of landlords don't report your apartment history on your credit report unless its something negative. Your apartment rental history actually shows up on the rental application under the rental history. So in conclusion renting an apartment will only affect your credit if you:
- Break a lease
- Get evicted
- Do rental applications
All those examples can be avoided by not breaking your lease, getting evicted, and minimizing your credit being pulled too only applying to the apartment complex you plan too move into. Focusing on a good rental history for your apartment will in return provide a good rental history on your application, since the landlord will have it checked when they contact your prior landlords. When they run your credit too check for negative issues, you won't have too worry if you weren't evicted or broke your lease. As I mentioned before the broken leases and evictions will affect your credit, and will actually remain on the credit report for 7 years here in Texas. So avoiding broken leases and evictions is the key too not having your credit affected by the apartment your renting.
I also love referrals so anyone you know needing a Texas apartment to lease, refer them this blog, and I will really appreciate it.
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